Who are Non-Qualifying loans for?

Investors, foreign nationals and those who are self-employed, as well as borrowers with credit blemishes, such as foreclosures, low credit scores or prior bankruptcies, that may find it difficult to qualify for a conventional loan.

Self-employed borrowers often face more complexity than traditional wage-earning borrowers. A Non-QM loan can help qualify these borrowers with alternative documentation, such as bank statements. Recent (2019) research finds nearly 30% of Americans are self-employed. Two years later, these same Americans will need to provide documentation to qualify for a home loan. We understand, and we’re here for you. For example, a successful business owner lacking pay stubs may benefit from the more flexible credit requirements